Attention homeowners: Real estate appraisal services for in Franklin and Venango County
Here are the top reasons Pennsylvania homeowners call on Richards & Richards Real Estate, LLC:
We at Richards & Richards Real Estate, LLC understand the individual needs of a homeowner seeking appraisal services. Our regular business clients are used to the appraisal process and the customary documents we provide. Being a homeowner that probably doesn't look at appraisals every day, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Richards & Richards Real Estate, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.
Challenging Venango County's assessment of your propertyIf you live in a region that is declining or is not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An expert appraisal from Richards & Richards Real Estate, LLC is your perfect weapon when challenging your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Richards & Richards Real Estate, LLC is qualified in helping homeowners just like you remove unneeded PMI insurance.
HELOC recently frozen?Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. An expert appraisal from Richards & Richards Real Estate, LLC can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Richards & Richards Real Estate, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.